The federal government has confirmed a one-time $628 Grocery Rebate that will be issued to eligible Canadians on December 12, 2025. As food prices and household expenses continue to rise across the country, this payment is designed to provide meaningful relief to low- and moderate-income households.
Here’s a complete breakdown of how the rebate works, who qualifies, how to prepare for the deposit, and what this support means for Canadians heading into the winter season.
Purpose of the $628 Grocery Rebate
The grocery rebate was created as a targeted financial boost, offering immediate support during a period when many Canadians are experiencing increased cost-of-living pressures.
Why This Rebate Matters
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Food prices have risen steadily across Canada.
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Many households are struggling to cover day-to-day essentials.
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Winter brings additional financial commitments such as heating, transportation and holiday expenses.
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The rebate provides fast support without requiring applications or complex forms.
Although intended to help cover grocery spending, the funds can be used for any essential household expense, giving recipients flexibility based on their needs.
Why the Government Approved the Rebate Now
Several economic factors influenced the decision to introduce a one-time rebate:
Key Reasons Behind the Rebate
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Higher grocery costs: Inflation continues to affect food prices nationwide.
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Rising household bills: Heating, electricity and transportation expenses have increased.
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Pressure on low- and moderate-income households: Many families are now spending a larger portion of their income on basic needs.
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Seasonal financial demand: December is one of the costliest months for most households.
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Need for fast support: A direct payment provides immediate relief without delays.
This approach ensures assistance reaches households quickly, especially during a time when budgets are stretched thin.
Who Qualifies for the $628 Grocery Rebate?
Although the CRA will provide final eligibility guidelines, the rebate is expected to follow the same criteria used in other federal support programs.
Typical Eligibility Requirements
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You must be a resident of Canada for tax purposes on or before the eligibility date.
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You must file a 2024 tax return. The government uses your latest tax return to confirm your eligibility.
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Your household income must fall within low to moderate income ranges. Thresholds can vary depending on whether you are single, married or have children.
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CRA must have your correct direct deposit or mailing information to issue the payment.
The rebate is designed to help Canadians experiencing affordability challenges — it is not a recurring, long-term program.
How Much Canadians Will Receive
Every eligible recipient will receive a flat payment of $628, regardless of family size or number of dependents.
How the Rebate May Be Used
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For individuals, the payment may cover several weeks of groceries.
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For couples or families, it can offset grocery bills, winter essentials, or holiday-related purchases.
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Because it is a lump-sum payment, Canadians can decide how best to use it based on immediate needs.
The goal is to provide quick, flexible financial relief during a high-expense period.
How and When the Payment Will Be Delivered
The CRA will distribute the $628 grocery rebate on:
December 12, 2025
Direct Deposit
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Applies to Canadians already enrolled for direct deposit with the CRA.
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Payments usually show up in accounts early in the morning on the release date.
Mailed Cheque
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For those not using direct deposit.
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Delivery may take several additional business days depending on postal service volumes.
How to Avoid Delays and Ensure You Receive Your Payment
To receive the rebate smoothly and on time, Canadians should take the following steps:
Important Checklist
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File your 2024 income tax return if you haven’t already.
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Review your direct deposit information through CRA My Account.
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Update your mailing address if you’ve recently moved.
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Check CRA messages in case further verification is required.
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Monitor your bank account around December 12, 2025.
Completing these steps reduces the chance of missed or delayed payments.
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What the Rebate Means for Canadian Households
For many Canadians, the $628 rebate arrives at a critical time. With inflation continuing to impact everyday essentials, the payment can help:
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Reduce short-term financial stress
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Cover higher grocery bills
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Support heating and utility costs
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Address unexpected expenses
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Provide breathing room during the holiday season
This rebate offers immediate relief for those managing tight budgets or fixed incomes.
Limitations of the Grocery Rebate
While the rebate provides valuable support, Canadians should understand its limitations:
Key Limitations
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It is one-time only — not a recurring benefit.
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The amount does not increase for larger households or higher needs.
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It does not address long-term affordability challenges.
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Households with significant expenses may still feel financial pressure afterward.
The rebate should be viewed as temporary financial help, not a long-term solution.
What to Expect Moving Into 2026
The introduction of this rebate could influence future federal affordability measures. As economic conditions shift, Canadians may see discussions around:
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Additional one-time rebates or similar targeted assistance
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Broader cost-of-living programs
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Permanent affordability supports for vulnerable groups
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Policy adjustments to reflect ongoing inflation
Many groups — especially seniors, families and low-income households — may advocate for more sustained support in the years ahead.
Final Thoughts
The $628 grocery rebate scheduled for December 12, 2025 provides timely support for millions of Canadians grappling with rising costs. While not a permanent program, the payment delivers much-needed relief during the winter and holiday season.
To ensure a smooth deposit, Canadians should confirm that their tax return, direct deposit details and CRA account information are fully up to date. For many households, this rebate will offer essential help in managing groceries, bills and other immediate needs during a financially challenging time.